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What does spending the week toiling away at a full-time job get you in the way of a place to rest, relax, and spend your downtime? In the popular consciousness, the idea persists that full-time work usually comes with at least a bare minimum of comfort and even a bit of disposable income. For millions of American workers, however, even the former is often out of reach, and wages must be spent near-exclusively on life’s necessities. Chief among those is housing: usually people’s largest expense and about the most rudimentary need there is.

The answer, then, to the question of what full-time work gets you these days is bleak: As the National Low Income Housing Coalition’s new report “Out of Reach” explains, it’s now quite literally impossible for all but a very few working full-time for forty hours a week to afford even a modest one-bedroom apartment.

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